Is there a way to use the memory card to save recordings on? Or can you only save recordings on the clip zip itself and then transfer them to a computer?
I’m not sure I follow, but you can put a card into your computer (or connect it to your computer with a card reader), put files on it, and then put the card in your Clip. Or, easier, just connect the Clip (with card in it) to your computer and transfer your files onto the card directly that way–the computer should show 2 locations on the Clip, the internal and the external (card) memory.
If you are referring to FM or Voice recordings you do on the device itself then no, you cannot save the recordings directly to the external SD card. You can only save them to the internal memory. This is the way the device is programmed and it cannot be changed.