Memory card error, 16GB MicroSDHC Card with adapter

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Hopefully someone can help. I just bought a Sandisk Ultra microSDHC Card with adapter, 16gb in size to use with my Panasonic camera (DMC TZ4). When i insert it i get told ‘memory card error please check the card’. It works with the adapter in a computer. The micro card itself works in my phone. I’ve tried formatting it on the computer but no joy. Does anyone have any advice please? Thanks