Thanks for responding Tapeworm!
Running XP.
I had this problem initially when I inserted the new card.
I then formatted the card.
The card is showing 31.2 gig capacity in My Computer, after plugging in the Fuze.
My files are backed-up, but I see no point in reformatting again.
It was formatted fat32
“Info” on Fuze shows
31,980 on card
24,163 free