32gb Micro SDHC card is not detected by phone and unable to format in PC

i think there is something wrong with the 32 gigs  i   purchased  32 gigs from radiosahck  i . oppened the pakake and  kept only the card with the little plastic box so when i tried it on my samsung  note 2 it said that it was bank or unknown files so i tried to return it and radio sahck couldnt take it cause  i didnt have the  whole  pakage that it it came with 

i had to repurchased another one same kind  and exchanged it  so  i put the damaged one inside the pakage and took it back to the store its been only a  month am using the new one and   today its useless  cause its giving me the same message , am so pissed  cause i lost all my christmas pictures