Just purchased a Sandisk Sansa Clip + 4g player, and lo and behold, I have to have a credit card to use the **bleep** thing? I have enough music already, thanks, and I won’t be purchasing any music from crapsody. Can I load this player and play the music I already have without handing out my credit card number for no reason? As an aside, what about people purchasing this player who are kids, or anyone without any type of credit or debit card who wants to purchase and use an mp3 player? Are they screwed?