@Jamieson - I am also facing a similar problem. I bought a new microSD 2GB card on JAN’2010 for my Nokia N79 mobile device. Till yesterday it was working fine suddenly it is asking for a password when I try to access it.
I have also tried using it with my card reader in PC. It is showing “Insert New Dist (I)”
What may the problem does it mean it is gone? do I have to claim for warranty? and I also have some important personal data in it.
I would be very greatfull to you if you help me in fixing it.