Hey guys, I figuered out what to do,
-
insert your prefered microSD card i personally use a sandis ultra plus 16gb class 10
-
Backup your apps and settings throught the backup under settings > backup
-
while under settings scroll to about > reset your phone
-
follow the prompts when they pop up and enter your microsoft credentials
and Voila! readable sd card!
here is the thread through tmobiles T-Force
http://support.t-mobile.com/thread/74851
my guess is that if no peripherals during reset/boot, wont download the software to read sd cards properly
make sure you have wifi available at the time.