USB Flash drive Cruzer 128 GB

It is the default "Quick removal”.

The default is not intented for 128GB drives with 100GB uploads.

As to NTFS format, I had probably read somewhere years ago that pendrives work faster if these are NTFS

Certainly you know that not everything you read on the Internet is correct.  Think about it, if that were true don’t you think flash drive manufacturers would manufacturer their drives with it so they would run faster?  The drives start as FAT32 super floppy format for a reason.  No MBR, no partition table, no logging of IO, no backup FAT.

There are 3 ways to format a flash drive to NTFS; quick format, full format, cnvrt format.  I have seen where the full format is faster than a cnvrt format.  Whether faster than a quick format I don’t know, but a cnvrt doesn’t take long.